Application for all of the four mortgage license types — Mortgage Broker, Mortgage Banker, Commercial Mortgage Broker and Commercial Mortgage Banker – is made through two concurrent processes:

(1)       an application submitted online through the NMLS (the Nationwide Mortgage Licensing System and Registry); and

(2)       a completed written application submitted to the Arizona regulator, the Arizona Department of Financial Institutions (AZDFI) which can be submitted via the AZDFI’s encrypted email service.  This written application is titled an “AZDFI Checklist.”

Copies of the AZDFI Checklists for the main licenses and branch office licenses are below:

Mortgage Broker License Application Checklist

Mortgage Broker Branch Office Application Checklist

Mortgage Banker License Application Checklist

Mortgage Banker Branch Office Application Checklist

Commercial Mortgage Broker License Application Checklist

Commercial Mortgage Broker Branch Office Application Checklist

Commercial Mortgage Banker License Application Checklist

Commercial Mortgage Banker Branch Office Application Checklist

Carolyn Goldman provides advice as to the nuances of this application process.